Last updated: January 1, 2025
Cookies are small text files that are placed on your device — computer, tablet, or mobile phone — when you visit a website. They are widely used to make websites function correctly, to remember your preferences, and to provide information to website operators about how users interact with their site.
Cookies are set by the website you visit ("first-party cookies") or by third-party services that the website uses, such as analytics or advertising tools ("third-party cookies"). Cookies can be either "session" cookies, which expire when you close your browser, or "persistent" cookies, which remain on your device for a defined period or until you delete them.
Similar technologies include web beacons (also called pixel tags or clear GIFs), local storage, and session storage. For the purposes of this Cookie Policy, we use "cookies" to refer to all such technologies collectively.
RiskVert uses cookies and similar technologies on the riskvertx.com website and within our Platform for the following purposes:
Certain cookies are strictly necessary for the website and Platform to function. Without these cookies, services you have requested — such as maintaining your login session or remembering items in your account — cannot be provided. These cookies cannot be disabled without significantly impairing your ability to use our services.
We use analytics cookies to understand how visitors interact with our website and Platform — which pages are visited most frequently, where users encounter errors, and how they navigate through the service. This information helps us improve the user experience and identify technical issues.
Functional cookies allow our website to remember choices you make — such as your language preference, whether you have accepted the cookie banner, or your dashboard display settings — so you do not have to re-enter this information on each visit.
With your consent, we may use marketing cookies to deliver content relevant to your interests, to measure the effectiveness of marketing campaigns, and to limit how frequently you see certain advertisements or messages. We do not sell your personal information to third-party advertisers.
The following table describes the specific cookies used on the riskvertx.com website. Cookies used within the authenticated Platform are documented in our Platform documentation available to subscribers.
| Cookie Name | Type | Purpose | Duration |
|---|---|---|---|
| rv_session | Essential | Maintains authenticated user sessions in the Platform. Required for login to function. | Session |
| rv_csrf | Essential | Cross-site request forgery protection token. Required for secure form submissions. | Session |
| rv_cookie_consent | Essential | Records your cookie consent choice so we do not show the consent banner on every page. | 1 year |
| _ga | Analytics | Google Analytics cookie that distinguishes unique website visitors. Used to generate aggregate usage statistics. | 2 years |
| _ga_[ID] | Analytics | Google Analytics session state cookie. Maintains session state across pages. | 2 years |
| rv_ui_prefs | Functional | Stores user interface preferences within the Platform, such as dashboard layout and table display settings. | 6 months |
| __hssc | Marketing | HubSpot cookie used to track sessions for marketing analytics. Used only with your consent. | 30 minutes |
| __hstc | Marketing | HubSpot cookie that identifies a visitor and tracks their visits over time for marketing analytics. Used only with your consent. | 13 months |
Certain third-party services that we use on our website may set their own cookies. We do not have direct control over these third-party cookies. The following third parties may set cookies when you visit our website or use our services:
We use Google Analytics to collect aggregate information about how visitors use our website. Google Analytics places persistent cookies on your device to identify you as a unique visitor across sessions. The data collected is anonymized — IP addresses are truncated before storage, and the data is used only for aggregate reporting. Information is transmitted to Google's servers in the United States.
You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on, available at https://tools.google.com/dlpage/gaoptout. Google's privacy policy is available at https://policies.google.com/privacy.
With your consent, we use HubSpot for marketing analytics, customer relationship management, and tracking the effectiveness of our marketing activities. HubSpot may set several cookies to identify website visitors and track interactions over time. HubSpot's privacy policy is available at https://legal.hubspot.com/privacy-policy.
Our payment processing partner Stripe may set cookies during the checkout and payment process. These cookies are used for fraud detection and payment security purposes. Stripe's privacy policy is available at https://stripe.com/privacy.
You have several options for managing cookies:
When you first visit our website, a cookie consent banner allows you to accept or decline non-essential cookies. If you decline, we will set only essential cookies required for the site to function. Your preference is recorded in the rv_cookie_consent cookie for one year. You can change your preference at any time by clearing your cookies and revisiting the site.
Most web browsers allow you to control cookies through their settings. You can typically:
Instructions for managing cookies in common browsers:
Please note that disabling all cookies may prevent some features of our website or Platform from functioning correctly. In particular, disabling essential cookies will prevent you from logging in to the Platform.
Some browsers offer a "Do Not Track" (DNT) feature that signals to websites that you do not want your online activity to be tracked. We currently do not respond to DNT signals, but we respect the cookie preferences you set through your browser settings or our consent banner.
The authenticated RiskVert Platform uses cookies and local storage for operational purposes, including:
The Platform does not use marketing or third-party tracking cookies within the authenticated environment. Analytics within the Platform are derived from server-side logs and do not rely on client-side tracking cookies.
Our website and Platform cookies do not contain or process insurance submission data, policyholder information, or claims data. Insurance and actuarial data processed through the Platform is handled through authenticated API calls and stored server-side; it is not stored in browser cookies or local storage.
We may update this Cookie Policy from time to time to reflect changes in the cookies we use, changes in applicable law, or updates to our third-party service providers. When we make material changes, we will update the "Last updated" date and, where appropriate, notify you via a banner on our website or by email.
We encourage you to review this Cookie Policy periodically to stay informed about how we use cookies.
If you have questions about our use of cookies or wish to exercise any applicable privacy rights, please contact us:
For more information about how we handle your personal data generally, please see our Privacy Policy.
Related policies: Privacy Policy | Terms of Service